Risk Disclosure

RISENWAYS - RISK DISCLOSURE STATEMENT

1. INTRODUCTION

1.1 This Risk Disclosure Statement (“Disclosure”) is issued by RisenWays, an International Business Company incorporated under the laws of Saint Lucia (the “Company”, “we”, “us”, or “our”).

1.2 This Disclosure is provided to inform users (“Users”, or “you”) of the material risks associated with:

1.2.1 participation in investment fund and portfolio services;

1.2.2 engagement with the Company’s affiliate and referral programme; and

1.2.3 use of any financial, technological, or educational services made available through the Company’s platform (the “Platform”).

1.3 This Disclosure does not purport to disclose or explain all risks associated with the foregoing activities. You are solely responsible for conducting your own due diligence and obtaining independent professional advice where appropriate.

1.4 By accessing or using the Platform, you represent and warrant that you have read, understood, and accepted this Disclosure in its entirety.

2. GENERAL RISK WARNING

2.1 Participation in financial or investment-related activities through the Platform involves a substantial degree of risk. Accordingly, there can be no assurance that any investment objective will be achieved, and Users should be aware that losses may be incurred, including, in certain circumstances, the loss of the entire capital invested.

2.2 The Company does not guarantee or assure any specific return, yield, or performance outcome. Any statements regarding potential returns are illustrative in nature and shall not be relied upon as representations or promises of future performance.

2.3 Past performance, if disclosed, is not a reliable indicator of future results.

2.4 You must not commit funds that you cannot afford to lose without materially affecting your financial condition.

3. INVESTMENT-RELATED RISKS

3.1 Without prejudice to the generality of Clause 2, Users acknowledge that investment-related risks may arise from a combination of foreseeable and unforeseeable factors, many of which are beyond the Company’s control.

3.2 Market Risk: The value of investments may fluctuate, sometimes rapidly and unpredictably, due to changes in market conditions, economic indicators, geopolitical developments, regulatory actions, or other external factors beyond the Company’s control.

3.3 Liquidity Risk: Certain investment positions may be illiquid or subject to restrictions, which may delay or prevent timely withdrawal or liquidation.

3.4 Strategy and Execution Risk: Although the Company may employ particular investment strategies or methodologies, there is no assurance that such strategies will achieve their intended objectives or mitigate losses.

3.5 Concentration Risk: Investments concentrated in specific asset classes, sectors, or geographies may be exposed to heightened volatility and loss.

3.6 Operational Risk: Losses may arise from failures in internal processes, systems, human error, or reliance on third-party service providers.

3.7 Counterparty Risk: Transactions or investments involving third parties may expose Users to the risk that such counterparties fail to perform their obligations.

3.8 Currency and Exchange Rate Risk: Where investments, transactions, or account balances are denominated in a currency different from the User’s base or local currency, fluctuations in foreign exchange rates may adversely affect the value of such investments or returns.

3.8.1 Movements in currency exchange rates may result in losses independent of the performance of the underlying investment.

3.8.2 The Company does not guarantee or control exchange rates applied to deposits, withdrawals, or conversions, which may be subject to third-party providers and applicable fees.

4. LEVERAGE AND AMPLIFICATION OF LOSSES

4.1 Where the Company’s investment strategies involve leverage, structured products, or indirect exposure mechanisms, even minor adverse movements in underlying markets may result in disproportionately large losses.

4.2 In such circumstances, Users may experience rapid depletion of capital and, in certain cases, complete loss of invested funds.

5. REGULATORY AND JURISDICTIONAL RISK

5.1 The Company is incorporated as an International Business Company under the laws of Saint Lucia and operates on a cross-border basis. The services made available through the Platform may not be registered, licensed, authorised, or regulated in the jurisdiction in which you are resident, and may therefore not benefit from the protections afforded by local regulatory authorities.

5.2 You are solely responsible for determining whether your access to and use of the Platform is lawful in your jurisdiction and for complying with all applicable laws, regulations, and requirements, including, without limitation:

5.2.1 securities and investment laws;

5.2.2 foreign exchange and capital control laws;

5.2.3 taxation laws; and

5.2.4 financial promotion and marketing regulations.

5.3 Without limiting the foregoing, Users acknowledge that regulatory frameworks may include, where applicable, the requirements of the Financial Action Task Force (FATF) relating to anti-money laundering and counter-terrorist financing (AML/CFT), the General Data Protection Regulation (GDPR) in the European Union, and other analogous laws in their respective jurisdictions.

5.4 The Company does not represent that the Platform is appropriate, lawful, or available for use in all jurisdictions and does not solicit Users in any jurisdiction where such solicitation would be unlawful.

6. AFFILIATE AND COMMISSION-BASED EARNINGS RISK

6.1 Participation in the Company’s affiliate programme is entirely performance-based and dependent on multiple variables, including referral activity, user engagement, and platform conditions.

6.2 The Company does not guarantee any level of income, revenue, or commission to any User.

6.3 Any breach of applicable law, regulatory requirements, or the Company’s policies, including the making of misleading, deceptive, or unsubstantiated representations, shall entitle the Company, at its sole and absolute discretion, to suspend or terminate the User’s account and to withhold, cancel, or recover any commissions or benefits, without prejudice to any other rights or remedies available at law or in equity.

7. TECHNOLOGY AND PLATFORM RISKS

7.1 The Platform is provided on an “as is” and “as available” basis. The Company does not warrant that the Platform will operate in an uninterrupted, timely, secure, or error-free manner.

7.2 Users acknowledge that the Platform may be subject to:

7.2.1 system failures or outages;

7.2.2 latency or delays in execution or processing;

7.2.3 data transmission errors; or

7.2.4 third-party infrastructure disruptions.

7.3 To the fullest extent permitted by applicable law, the Company shall not be liable for any loss, damage, delay, or disruption arising from or in connection with any technological, system, or infrastructure failure, including those attributable to third-party service providers, internet service providers, or telecommunications networks.

8. CYBERSECURITY AND ACCOUNT ACCESS RISK

8.1 Users are solely responsible for maintaining the confidentiality and security of their login credentials and account access information.

8.2 Risks of unauthorised access include, but are not limited to, hacking, phishing, malware, or social engineering attacks.

8.3 The Company shall not be liable for any loss or damage arising from unauthorised access to a User’s account, except to the extent that such loss is directly attributable to the Company’s fraud, wilful misconduct, or gross negligence.

9. INFORMATION AND COMMUNICATION RISK

9.1 Any information, data, commentary, or content provided by the Company is made available on a general basis only and does not take into account the User’s individual objectives, financial situation, or particular needs, and must not be relied upon as a substitute for independent professional advice.

9.2 The Company does not warrant the accuracy, completeness, or timeliness of any information provided.

9.3 Users acknowledge that delays, failures, or inaccuracies in communication systems may occur.

10. FORCE MAJEURE

10.1 The Company shall not be liable for any failure or delay in performance arising from events beyond its reasonable control, including but not limited to natural disasters, war, civil unrest, governmental actions, infrastructure failures, widespread technological disruptions, failure of telecommunications or internet services, or third-party infrastructure (“Force Majeure Events”).

10.2 Users accept that such events may adversely affect the operation of the Platform and the value or accessibility of investments.

11. TAXATION

11.1 Users are solely responsible for determining, reporting, and fulfilling any tax liabilities arising from their participation in the Platform.

11.2 The Company does not provide tax advice and shall not be responsible for any tax consequences incurred by Users.

12. EDUCATIONAL SERVICES DISCLAIMER

12.1 All educational materials, training programs, and informational content provided by the Company are intended solely for general educational purposes.

12.2 Such content does not constitute financial advice, investment advice, legal advice, or a recommendation to engage in any transaction.

13. LIMITATION OF LIABILITY

13.1 To the fullest extent permitted by applicable law, and except as expressly provided otherwise, the Company shall not be liable for any loss arising from or in connection with:

13.1.1 any investment decision made by the User;

13.1.2 fluctuations in market conditions;

13.1.3 any indirect, incidental, consequential, or speculative damages; or

13.1.4 any loss of profit, revenue, opportunity, or anticipated gains.

13.2 Nothing in this Disclosure shall operate to exclude or limit liability for:

13.2.1 fraud or fraudulent misrepresentation;

13.2.2 wilful misconduct or gross negligence; or

13.2.3 any liability which cannot be excluded under applicable law.

14. USER ACKNOWLEDGEMENT

14.1 By accessing or using the Platform, you irrevocably acknowledge and agree that:

14.1.1 you have carefully read and fully understood this Risk Disclosure Statement;

14.1.2 you are aware of and accept the risks associated with the services offered;

14.1.3 you are acting independently, at your own discretion and risk, and not in reliance on any representation, warranty, or statement other than as expressly set out in the governing agreements;

14.1.4 you are financially capable of bearing the loss of your investment; and

14.1.5 you have had the opportunity to seek independent professional advice prior to participation.