RISENWAYS - TERMS AND CONDITIONS

1. PRELIMINARY INFORMATION

1.1. These Terms and Conditions constitute a legally binding agreement between you and RisenWays, an International Business Company incorporated under the laws of Saint Lucia pursuant to the International Business Companies Act, 1999, together with its affiliates, successors, and permitted assigns, governing access to and use of the Platform and Services.

2. DEFINITIONS

In these Terms, the following definitions apply unless the context otherwise requires:

"Account" means a registered user profile created on the Platform by a User, enabling access to the Services.

"Affiliate" means a User who participates in the RisenWays Affiliate Program and earns Commissions by referring new Users to the Platform using their unique Referral ID.

"AML" means Anti-Money Laundering, the laws, regulations, and procedures designed to prevent the generation of income through illegal actions.

"Applicable Law" means all statutes, regulations, directives, codes of practice, and other legally binding requirements applicable to a User in the jurisdiction(s) in which they reside or operate.

"CFT" means Countering the Financing of Terrorism, measures designed to prevent the funding of terrorist activities.

"Commission" means remuneration payable to an Affiliate by RisenWays in accordance with the Affiliate Program Terms set out in Section 5.

"Educational Content" means all financial literacy materials, courses, webinars, videos, written guides, and training resources made available by RisenWays through the Platform.

"Fund Manager" means RisenWays or any duly authorised delegated entity that manages the Investment Fund on behalf of participating Users.

"Investment Fund" means the pooled investment vehicle or fund structure managed by or through RisenWays in which Users may participate.

"Jurisdiction" means any sovereign state, territory, or regulatory region whose laws may apply to a User’s use of the Platform.

"KYC" means Know Your Customer, the process by which RisenWays verifies the identity and risk profile of Users.

"Platform" means the RisenWays digital platform, including all websites, applications, portals, and associated tools operated by or on behalf of RisenWays.

"Portfolio" means the combination of investments held within the Investment Fund on behalf of a participating User.

"Prohibited Person" means any individual or entity restricted under sanctions laws, applicable law, or under the age of 18 years.

"Referral ID" means the unique alphanumeric identifier assigned to each registered User upon account creation.

"Services" means collectively, the affiliate marketing programme, Investment Fund management and portfolio services, and Educational Content provided by RisenWays.

"User" means any natural person or legal entity who accesses or uses the Platform.

3. ACCEPTANCE OF TERMS

3.1. By registering an Account, accessing the Platform, or using any Service, you confirm you have read, understood, and irrevocably agree to be bound by these Terms.

3.2. You represent and warrant that:

3.3. RisenWays may reject, suspend, or terminate any Account where it has reasonable grounds to believe these representations are untrue.

4. ELIGIBILITY AND REGISTRATION

4.1. You must be at least 18 years old to register.

4.2. KYC Verification. Access to Investment Fund services requires successful KYC completion.

4.3. Referral ID. On registration, each User receives a unique Referral ID.

4.4. One Account Only. Creating multiple Accounts is prohibited.

4.5. Account Security. You are solely responsible for the security of your credentials.

5. AFFILIATE PROGRAMME TERMS

5.1. Participation: Any KYC-verified User may join the Affiliate Programme.

5.2. Commissions are earned when a referred User completes qualifying actions.

5.3. Commissions are calculated monthly and credited to the Affiliate’s Account.

5.4. Affiliates may truthfully describe the Platform and referral programme.

5.5. Affiliates must not:

5.6. Affiliates must disclose their affiliate relationship.

5.7. RisenWays may modify the Commission structure on 30 days’ notice.

5.8. Fraudulent commissions may be clawed back.

5.9. Future-contingent commissions are forfeited on termination.

6. INVESTMENT FUND SERVICES

6.1. RisenWays acts as Fund Manager with discretionary authority over subscribed capital.

6.2. RISK DISCLOSURE

6.3. Investment strategy may be modified at the Company’s discretion.

6.4. RisenWays may not be licensed in your jurisdiction.

6.5. By investing, you confirm that:

6.6. Liability for investment losses is limited as permitted under applicable law.

7. EDUCATIONAL SERVICES

7.1. Educational Content is for informational purposes only.

7.2. No fiduciary or advisory relationship is created.

7.3. All Educational Content is protected intellectual property.

8. FEES, PAYMENTS AND WITHDRAWALS

8.1. Applicable fees are disclosed through the Platform.

8.2. Deposits may be refused where KYC is incomplete.

8.3. Withdrawals are subject to minimum thresholds and compliance checks.

8.4. Users are solely responsible for taxes.

9. PROHIBITED CONDUCT

Users must not:

10. AML AND KYC COMPLIANCE

10.1. RisenWays complies with AML and CFT obligations.

10.2. Users must provide government-issued ID and proof of address.

10.3. Accounts may be frozen pending investigations.

10.4. Suspicious activity may be reported to authorities.

11. INTELLECTUAL PROPERTY

11.1. All Platform technology and branding belong to RisenWays.

11.2. Users receive a limited licence to use the Platform.

11.3. Submitted content may be processed to operate the Services.

12. PRIVACY AND DATA PROTECTION

12.1. RisenWays processes personal and financial data for service operation and compliance.

12.2. Data is not sold to third parties.

12.3. EU/EEA residents retain GDPR rights.

12.4. Data retention complies with applicable laws.

13. DISCLAIMERS

13.1. Services are provided “as is” and “as available”.

13.2. Platform availability is not guaranteed.

13.3. RisenWays is not responsible for third-party services.

14. LIMITATION OF LIABILITY

14.1. Liability is capped at the User’s deposited amount within the previous 12 months.

14.2. Indirect and consequential damages are excluded.

14.3. Liability cannot exclude fraud, gross negligence, or unlawful exclusions.

15. INDEMNIFICATION

15.1. Users agree to indemnify RisenWays against claims arising from breaches or unlawful conduct.

16. GOVERNING LAW AND DISPUTE RESOLUTION

16.1. These Terms are governed by Saint Lucia law.

16.2. Parties must first attempt good-faith negotiation.

16.3. Disputes proceed to ICC arbitration.

16.4. Emergency injunctive relief may be sought.

16.5. Users waive class action participation rights.

17. JURISDICTIONAL NOTICES

18. AMENDMENTS

18.1. Terms may be amended with notice.

18.2. Continued use constitutes acceptance.

18.3. Users who reject amendments must cease use.

19. TERMINATION

19.1. Users may close accounts with notice.

19.2. RisenWays may suspend accounts for breaches or legal reasons.

19.3. Commission treatment on termination is subject to clawback rights.

19.4. Investment positions may be liquidated subject to market conditions.

19.5. Certain clauses survive termination.

20. GENERAL PROVISIONS

20.1. Severability applies to invalid provisions.

20.2. These Terms form the entire agreement.

20.3. Failure to enforce rights is not a waiver.

20.4. Force majeure protections apply.

20.5. No partnership or employment relationship is created.

20.6. Assignment rules apply.

20.7. Notices must be sent via registered channels.

20.8. English language governs.